Montréal · QC
Loans in Montréal
Montréal is in Quebec, so borrowers here work with the federal 35% criminal rate ceiling plus a province that does not license payday lending. Every major loan type is available, and most are arranged without visiting a branch.
- Province Quebec (QC)
- 2021 population 1,762,949
- Rank in province #1
- Land area 364.7 km²
Loan types in Montréal
-
Personal Loans
Personal Loans for Montréal borrowers.
-
Payday Loans
Payday Loans for Montréal borrowers.
-
Cash Advances
Cash Advances for Montréal borrowers.
-
Instalment Loans
Instalment Loans for Montréal borrowers.
-
Short-Term Loans
Short-Term Loans for Montréal borrowers.
-
Loans for Bad Credit
Loans for Bad Credit for Montréal borrowers.
-
No Credit Check Loans
No Credit Check Loans for Montréal borrowers.
-
Emergency Loans
Emergency Loans for Montréal borrowers.
-
Small Loans
Small Loans for Montréal borrowers.
-
Loan Amounts
Loan Amounts for Montréal borrowers.
-
Car Loans
Car Loans for Montréal borrowers.
-
Secured Loans
Secured Loans for Montréal borrowers.
-
Lines of Credit
Lines of Credit for Montréal borrowers.
-
Home Equity Loans
Home Equity Loans for Montréal borrowers.
-
Home Equity Lines of Credit (HELOC)
Home Equity Lines of Credit (HELOC) for Montréal borrowers.
-
Mortgage Refinancing
Mortgage Refinancing for Montréal borrowers.
-
Home Renovation Loans
Home Renovation Loans for Montréal borrowers.
-
Mortgage Loans
Mortgage Loans for Montréal borrowers.
-
Business Loans
Business Loans for Montréal borrowers.
-
Business Lines of Credit
Business Lines of Credit for Montréal borrowers.
-
Equipment Loans
Equipment Loans for Montréal borrowers.
-
Debt Consolidation Loans
Debt Consolidation Loans for Montréal borrowers.
Local rules
| Rule | Position in QC | Publisher |
|---|---|---|
| Payday lending licensing | Payday lending not licensed | Financial Consumer Agency of Canada — provincial and territorial regulators |
| Federal criminal rate ceiling | 35% per year | Criminal Code s. 347 |
| Federal payday cost cap where licensed | $14 per $100 advanced | SOR/2024-114 |
Nearby cities we cover
-
Québec, QC
Loan options in Québec.
-
Laval, QC
Loan options in Laval.
-
Gatineau, QC
Loan options in Gatineau.
-
Longueuil, QC
Loan options in Longueuil.
-
Sherbrooke, QC
Loan options in Sherbrooke.
-
Lévis, QC
Loan options in Lévis.
Questions from Montréal
What loan options are there in Montréal?
Montréal borrowers can compare the same national loan types as anywhere in Quebec — personal, instalment, car, home equity, mortgage, business and debt consolidation products — plus short-term credit where Quebec licenses it.
Do I have to borrow from a lender in Montréal?
No. Most loans in Canada are arranged online or by phone, so the lender does not have to be in your city. What matters is that the lender is licensed to lend in your province and that you understand the total cost.
How do I complain about a lender in Montréal?
Start with the lender's own complaint process. If that does not resolve it, federally regulated institutions go to the Financial Consumer Agency of Canada, and provincially licensed lenders go to the provincial consumer protection office.
Compare borrowing options in Montréal
We match, we do not lend. Checking does not commit you to anything.
LoanGoose is a loan matching and comparison service, not a lender. We do not make loans, set rates or make credit decisions. We may earn a commission when you click or apply through our links. The lowest rates are only available to the most qualified applicants.
Sources
- Statistics Canada, Census of Population 2021, table 98-10-0002 —
- Criminal Code s. 347 — criminal rate of interest —
- Payday Lending Regulations, SOR/2024-114 —
Every figure on this page is attributed to the publisher above. Where a value could not be verified against the publisher's own publication, it is left out rather than estimated.